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Social Insurance Calculator

Calculate National Health Insurance and National Pension premiums

For informational purposes only. Not financial or tax advice. Consult a tax professional.

Annual Social Insurance Total
¥738,974

Monthly Average: ¥61,581 · Percentage of Income: 14.8%

Social Insurance Calculator
Calculate National Health Insurance and National Pension premiums

National Health Insurance + National Pension

¥

Business income after expenses

Annual Social Insurance Total

Annual Estimate
¥61,581
Monthly Average
14.8%
Percentage of Income

Burden ratio (30% income cap)

NHI Premium Breakdown

Medical Portion¥395,348
Elderly Support Portion¥133,506
NHI Total¥528,854

National Pension

Monthly Premium¥17,510
Annual Premium¥210,120

Comparison with Employment

As Self-Employed

¥738,974

As Employee

¥696,180

Difference+¥42,794

Social Insurance Deduction

All social insurance premiums paid are fully deductible from income, providing tax savings on your return.

Deduction Amount: ¥738,974
Est. Tax Savings: ¥221,692

Social insurance is deductible too

Denpyo helps track all your deductible payments.

Try it free now

Calculation Notes

National Pension uses 2025 rate of ¥17,510/month. NHI varies by municipality—contact your local office for exact rates.