Denpyo
We built a free invoice maker for Japan and Singapore. Here is how it works

We built a free invoice maker for Japan and Singapore. Here is how it works

Denpyo now has a free invoice maker. Make a Japanese qualified invoice with withholding tax, or a Singapore GST tax invoice, and download the PDF without an account. A step-by-step walkthrough from the Denpyo team.

Tax Tips
November 12, 2026
8 min read
SRS and CPF Top-Up Deadline: The 31 December Checklist for Your YA 2027 Tax Bill

SRS and CPF Top-Up Deadline: The 31 December Checklist for Your YA 2027 Tax Bill

SRS contributions, CPF cash top-ups and IPC donations only cut your YA 2027 tax if they land by 31 December 2026. A dated checklist for Singapore's self-employed, with DBS's cut-off times, caps and the new matched MediSave rule.

Tax Tips
November 1, 2026
13 min read
Course Fees Relief Discontinued from YA 2026: What Singapore Freelancers Should Do

Course Fees Relief Discontinued from YA 2026: What Singapore Freelancers Should Do

Singapore's Course Fees Relief ended from YA 2026, with YA 2025 the last claim year. Here is what changed, the YA 2027 review, direct support like SkillsFuture, and when self-employed people can still deduct course fees as a business expense.

Deduction Guide
August 21, 2026
6 min read
FEDR vs Actual Expenses: Which Saves Singapore Gig Workers More Tax? (2026)

FEDR vs Actual Expenses: Which Saves Singapore Gig Workers More Tax? (2026)

Singapore's Fixed Expense Deduction Ratio gives drivers a 60% deemed deduction with no records — but if your real costs are higher, claiming actual expenses saves more. Here's how to decide each year, with worked numbers.

Deduction Guide
August 3, 2026
7 min read
Do Singapore Freelancers Pay Tax on Overseas Client Income? 2026

Do Singapore Freelancers Pay Tax on Overseas Client Income? 2026

"My clients are overseas, so I don't pay tax" is a costly myth. This 2026 guide explains how IRAS treats foreign-sourced income for individuals, the trap that catches freelancers with overseas clients, and how to report and record it correctly.

Tax Filing Guide
July 24, 2026
6 min read
Paying Your Singapore Income Tax 2026: GIRO Instalments and Deadlines

Paying Your Singapore Income Tax 2026: GIRO Instalments and Deadlines

Your Singapore income tax is due one month after your Notice of Assessment. Learn how GIRO spreads the bill into up to 12 interest-free instalments, the payment methods available, and how to avoid the 5% late-payment penalty.

Tax Filing Guide
July 6, 2026
6 min read
Understanding Your IRAS Notice of Assessment: Check, Object, and Pay (2026)

Understanding Your IRAS Notice of Assessment: Check, Object, and Pay (2026)

Your Notice of Assessment is your official Singapore tax bill. Learn how to read it, amend errors within 30 days, and pay via GIRO — with tips for self-employed and platform workers.

Tax TipsTax Filing Guide
June 29, 2026
5 min read
Capital Allowances in Singapore: Writing Off Equipment as a Freelancer (2026)

Capital Allowances in Singapore: Writing Off Equipment as a Freelancer (2026)

Bought a laptop, camera or office furniture for your business? You usually can't expense it all at once, but you can claim capital allowances. Here's how Section 19 and 19A work, the S$5,000 low-value asset rule, and the one-year write-off for computers.

Deduction Guide
June 27, 2026
5 min read
IRAS Audits & Record Requests: A Freelancer's Readiness Guide (Singapore, 2026)

IRAS Audits & Record Requests: A Freelancer's Readiness Guide (Singapore, 2026)

An IRAS query or audit doesn't have to be scary—if your records are in order. This guide explains what triggers a review, the 5-year record-keeping rules for self-employed people, the penalties for getting it wrong, and a practical checklist to keep your books audit-ready all year round.

Tax Tips
June 24, 2026
5 min read
2-Line vs 4-Line Statement: Reporting Business Income to IRAS 2026

2-Line vs 4-Line Statement: Reporting Business Income to IRAS 2026

Singapore self-employed persons must report business income using a 2-line or 4-line statement, decided by the S$200,000 revenue threshold. This guide explains both formats, which one you use, and how clean records make filing easy.

Tax Filing Guide
June 14, 2026
4 min read
SRS (Supplementary Retirement Scheme): How Singapore Freelancers Can Reduce Their Tax Bill in 2026

SRS (Supplementary Retirement Scheme): How Singapore Freelancers Can Reduce Their Tax Bill in 2026

Singapore's SRS lets freelancers and self-employed individuals reduce their taxable income by up to S$15,300 per year — while investing those funds tax-free for retirement. Here's how to make it work for you.

Deduction Guide
May 25, 2026
2 min read
InvoiceNow Mandate 2026: What Every Singapore Freelancer Needs to Know

InvoiceNow Mandate 2026: What Every Singapore Freelancer Needs to Know

Singapore's InvoiceNow e-invoicing requirement is expanding in 2026. Learn what it means for your freelance business, the timeline, and how to prepare.

Tax Tips
May 9, 2026
9 min read