Denpyo Blog
In-depth guides on Singapore IRAS 2-Line Statement filing, MediSave contributions, GST compliance and expense tracking — written for freelancers and small business owners.
Articles in this category
We built a free invoice maker for Japan and Singapore. Here is how it works
Denpyo now has a free invoice maker. Make a Japanese qualified invoice with withholding tax, or a Singapore GST tax invoice, and download the PDF without an account. A step-by-step walkthrough from the Denpyo team.
SRS and CPF Top-Up Deadline: The 31 December Checklist for Your YA 2027 Tax Bill
SRS contributions, CPF cash top-ups and IPC donations only cut your YA 2027 tax if they land by 31 December 2026. A dated checklist for Singapore's self-employed, with DBS's cut-off times, caps and the new matched MediSave rule.
Course Fees Relief Discontinued from YA 2026: What Singapore Freelancers Should Do
Singapore's Course Fees Relief ended from YA 2026, with YA 2025 the last claim year. Here is what changed, the YA 2027 review, direct support like SkillsFuture, and when self-employed people can still deduct course fees as a business expense.
FEDR vs Actual Expenses: Which Saves Singapore Gig Workers More Tax? (2026)
Singapore's Fixed Expense Deduction Ratio gives drivers a 60% deemed deduction with no records — but if your real costs are higher, claiming actual expenses saves more. Here's how to decide each year, with worked numbers.
Do Singapore Freelancers Pay Tax on Overseas Client Income? 2026
"My clients are overseas, so I don't pay tax" is a costly myth. This 2026 guide explains how IRAS treats foreign-sourced income for individuals, the trap that catches freelancers with overseas clients, and how to report and record it correctly.
Paying Your Singapore Income Tax 2026: GIRO Instalments and Deadlines
Your Singapore income tax is due one month after your Notice of Assessment. Learn how GIRO spreads the bill into up to 12 interest-free instalments, the payment methods available, and how to avoid the 5% late-payment penalty.
Understanding Your IRAS Notice of Assessment: Check, Object, and Pay (2026)
Your Notice of Assessment is your official Singapore tax bill. Learn how to read it, amend errors within 30 days, and pay via GIRO — with tips for self-employed and platform workers.
Capital Allowances in Singapore: Writing Off Equipment as a Freelancer (2026)
Bought a laptop, camera or office furniture for your business? You usually can't expense it all at once, but you can claim capital allowances. Here's how Section 19 and 19A work, the S$5,000 low-value asset rule, and the one-year write-off for computers.
IRAS Audits & Record Requests: A Freelancer's Readiness Guide (Singapore, 2026)
An IRAS query or audit doesn't have to be scary—if your records are in order. This guide explains what triggers a review, the 5-year record-keeping rules for self-employed people, the penalties for getting it wrong, and a practical checklist to keep your books audit-ready all year round.