Blue Filing vs White Filing Comparison

Blue vs White Filing

Blue Filing vs White Filing Comparison

Compare 青色申告 and 白色申告 requirements, benefits, and which to choose.

January 10, 2026
|Source:National Tax Agency

For general reference only. Consult a tax professional for individual advice. Last verified: January 10, 2026 · Source: National Tax Agency

Simulate Your Tax Savings

Enter your revenue and expenses to calculate which filing type saves you more.

Simulate

Blue Return

In exchange for proper bookkeeping, you receive up to 650,000 yen deduction, loss carryforward, and other tax benefits.

Recommended: Full-time freelancers

White Return

No prior registration needed, simple records are acceptable. No special deductions, but minimal administrative burden.

Recommended: Side income, small amounts

Blue vs White Return Comparison

CategoryBlue ReturnWhite Return
Special DeductionUp to 650,000 yenNone
Bookkeeping RequirementsDouble-entry (650K) / Simple (100K)Simple records acceptable
Prior RegistrationRegistration within 2 months of startingNot required
Loss CarryforwardCan carry forward for 3 yearsNot allowed
Family Employee SalariesDeductible as employee expenseLimited deduction only
Depreciation BenefitsSpecial treatment for items under 300K yenImmediate depreciation only under 100K yen
Bad Debt AllowanceCan be recordedNot allowed

Tax Savings Example

Revenue 5M yen, Expenses 2M yen (calculated at 20% income tax rate)

With Blue Return

Tax 470,000 yen

(5M - 2M - 650K) × 20%

With White Return

Tax 600,000 yen

(5M - 2M) × 20%

Savings with Blue Return

130,000 yen

Which Should You Choose?

Blue Return is Recommended If...

Significant Revenue

With annual revenue of several million yen or more, the 650,000 yen deduction becomes very valuable.

Can Manage Books

Accounting software makes double-entry bookkeeping manageable. Denpyo automates receipt entry.

Plan to Continue Business

If continuing long-term, benefits like loss carryforward become valuable.

White Return May Be Fine If...

Small Side Income

With minimal annual revenue, the simpler white return may be more practical.

Just Started This Year

If you missed the blue return registration deadline, you can switch to blue next year.

How to Register for Blue Return

Submission Deadline

  • New business: Within 2 months of starting
  • Switching from white: By March 15 of that year

Required Documents

Submit the "Blue Tax Return Approval Application Form" to your local tax office. Available for download from the NTA website.

NTA: Blue Return System

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